Secured Lending Valuations

Lenders (banks and other financial institutions) need to know loans taken out on property (resdential, commercial or mixed use) is suitable and that the risk is properly managed. They need to make an informed decision on whether any loan they make is secure. Getting this right is therefore vital.

Obtaining a valuation by an experienced professional is essential. Reputable banks and other lenders will only consider a valuation report prepared by a Chartered Surveyor and Registered Valuer in accordance with the Royal Institution of Chartered Surveyors’ (RICS) Red Book.When providing a secured lending valuation we seek to provide an objective and balanced assessment of a property’s suitability for loan security. All valuations for secured lending are undertaken in accordance with the RICS Valuation Professional Standards incorporating the International Valuation Standards (The Red Book). We assess the financial risk of a proposed property purchase or its current LTV ratio; essentially aimed at striking the right balance between the exposure to risk and the business opportunity created in granting a loan.

Secured Lending Valuation Summary

  • The valuation is produced by a Chartered Surveyor and Registered Valuer.

  • The property is inspected (location, size, condition and quality), measured and photographed.

  • Detailed research on comparable evidence (other properties of similar size, age and location) is undertaken using our comprehensive databases, historic data sources and tools to establish a valuation.

  • A detailed written RICS Redbook Valuation report is provided and derived from robust RICS standards and regulatory processes.

  • Post valuation support is provided by phone and email.

Coverage areas

  • Acton W3
  • Balham SW12
  • Barnes SW13
  • Battersea SW11
  • Bayswater W2
  • Belgravia SW1
  • Belsize Park NW8
  • Bow E3
  • Brixton SW2
  • Camden N1
  • Chelsea SW3, SW10
  • Chiswick W4
  • Clapham SW4
  • Clerkenwell EC1
  • Crystal Palace SE19
  • Ealing W5, W7, W13
  • Earls Court SW5
  • Finsbury N4
  • Fulham SW6
  • Hammersmith W6
  • Hampstead NW3
  • Highgate N6
  • Holland Park W11
  • Islington N1
  • Kennington SW8
  • Kensington SW7
  • Kilburn NW6
  • Maida Vale W9
  • Marylebone NW1
  • Mayfair W1
  • Notting Hill W11
  • Oval SW8
  • Pimlico SW1
  • Putney SW15
  • Raynes Park SW20
  • Richmond TW9
  • Sheen SW14
  • Shepherds Bush W14
  • Southfields SW18
  • St John’s Wood NW8
  • Stockwell SW8, SW9
  • Streatham SW2, SW16
  • Tooting SW17
  • Vauxhall SW8
  • Victoria SW1
  • Wandsworth SW18
  • Westminster SW1
  • Wimbledon SW19

Covered postcodes

  • SW1-SW20
  • W1-W14
  • SE1-SE27
  • NW1-NW6
  • N1-N22
  • WC1 & WC2
  • EC1-EC4
  • E1-E20
  • KT1-KT10
  • TW9 & TW10
  • CR0-CR8

Talk to us about Secured Lending Valuations​. We pride ourselves in providing bespoke service to every client.

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