Secured Lending Valuations

Lenders (banks and other financial institutions) need to know loans taken out on property (resdential, commercial or mixed use) is suitable and that the risk is properly managed. They need to make an informed decision on whether any loan they make is secure. Getting this right is therefore vital.

Obtaining a valuation by an experienced professional is essential. Reputable banks and other lenders will only consider a valuation report prepared by a Chartered Surveyor and Registered Valuer in accordance with the Royal Institution of Chartered Surveyors’ (RICS) Red Book.When providing a secured lending valuation we seek to provide an objective and balanced assessment of a property’s suitability for loan security. All valuations for secured lending are undertaken in accordance with the RICS Valuation Professional Standards incorporating the International Valuation Standards (The Red Book). We assess the financial risk of a proposed property purchase or its current LTV ratio; essentially aimed at striking the right balance between the exposure to risk and the business opportunity created in granting a loan.

Secured Lending Valuation Summary

  • The valuation is produced by a Chartered Surveyor and Registered Valuer.

  • The property is inspected (location, size, condition and quality), measured and photographed.

  • Detailed research on comparable evidence (other properties of similar size, age and location) is undertaken using our comprehensive databases, historic data sources and tools to establish a valuation.

  • A detailed written RICS Redbook Valuation report is provided and derived from robust RICS standards and regulatory processes.

  • Post valuation support is provided by phone and email.

Coverage areas

London Boroughs

  • Barnet
  • Bromley
  • Camden
  • City of London
  • Croydon
  • Ealing
  • Enfield
  • Hackney
  • Hammersmith and Fulham
  • Haringey
  • Harrow
  • Havering
  • Islington
  • Kensington and Chelsea
  • Kingston upon Thames
  • Lambeth
  • Lewisham
  • Merton
  • Newham
  • Redbridge
  • Richmond upon Thames
  • Southwark
  • Sutton
  • Tower Hamlets
  • Waltham Forest
  • Wandsworth
  • Westminster

Home Counties

  • Berkshire
  • Buckinghamshire
  • Essex
  • Hertfordshire
  • Kent
  • Surrey
  • Sussex

Talk to us about Secured Lending Valuations​. We pride ourselves in providing bespoke service to every client.

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