Discount Market Sale (DMS) Valuations

At Capital Chartered, we specialise in accurate and compliant Discount Market Sale (DMS) valuations across London. We help eligible buyers and sellers determine the correct property value under this affordable housing scheme. Our RICS chartered surveyors and registered valuers deliver reliable, market-aligned DMS valuations tailored to the requirements of councils, housing associations, and private clients.

What is Discount Market Sale (DMS)?

Discount market sale (DMS) is a low-cost home ownership scheme aimed at helping eligible individuals purchase a new-build property at a discount—typically around 20% below market value. This scheme supports local residents and workers getting on the property ladder, with the added advantage of complete ownership and no rent payable on any non-purchased share. Homeowners can retain the property for as long as they wish, and when selling or purchasing the remaining share, a DMS valuation by a qualified chartered surveyor is required.

 

Why do DMS valuations matter?

DMS valuations are essential in confirming the property’s market value for buying or selling within the scheme. Engaging a professional surveyor early in the process ensures compliance with council requirements and accurate pricing, reflecting fair market conditions for DMS properties.

What is a discount market sale (DMS) valuation?

A DMS valuation assesses the full market value of a property in the discount market sale scheme, providing an objective and independent valuation that complies with local council or housing association guidelines. Our valuation reports are based on market comparables, offering a clear, accurate valuation for sale, purchase, or remortgaging within the scheme.

 

Properties we value: Key insights into DMS properties and low-cost homes in London's housing market

At Capital Chartered, our DMS valuations extend across London’s diverse neighbourhoods, each offering unique opportunities for low-cost homeownership under the discount market sale scheme. As the demand for affordable housing continues to grow, DMS properties and other low-cost homes have become essential components of London’s housing landscape, helping eligible residents secure homeownership without the financial pressures of full market pricing.

We adapt our valuation approach to the characteristics of each region, accounting for the market trends and property values that influence affordable housing options:

  • Central London: In high-demand areas such as Islington, Camden, and Southwark, DMS properties allow residents to own homes close to employment and amenities. Our valuations here reflect the competitive market and high property values typical of central boroughs, ensuring that discounted prices align with local affordability standards.

 

  • East London: Areas like Hackney, Stratford, and Bow are known for vibrant development and rising property demand. Our DMS valuations in these neighbourhoods accurately assess low-cost home values, helping to set fair prices that offer residents a feasible entry into homeownership amid rapid growth.

 

  • West London: In affluent areas such as Hammersmith, Ealing, and Acton, where both local and international buyers are active, DMS properties offer a unique opportunity for affordable ownership. Our valuations account for the premium market status of these neighbourhoods while ensuring the DMS pricing reflects true market value.

 

  • North London: Family-friendly areas like Barnet, Finchley, and Enfield offer affordable homeownership options through the DMS scheme, appealing to residents seeking long-term stability. Our expertise ensures valuations meet the council and scheme guidelines, balancing affordability with market standards in these sought-after residential neighbourhoods.

 

  • South London: In locations such as Croydon, Brixton, and Wandsworth, DMS properties provide accessible homeownership opportunities in dynamic markets. We conduct valuations that reflect each area’s local market trends, supporting fair pricing and compliance with the DMS scheme’s objectives for affordable housing.

Our team’s experience with discount market sale properties and other low-cost homes ensures that valuations reflect current market dynamics and the goal of making homeownership accessible. Each valuation is crafted to meet local council and scheme requirements, offering transparency and accuracy to support sustainable growth in London’s affordable housing market.

Common scenarios requiring DMS valuations

DMS valuations are often required in the following scenarios:

  • Property purchase: For buyers entering the DMS scheme, a valuation confirms the discounted purchase price aligned with current market conditions

 

  • Selling a DMS property: Homeowners selling a DMS property must obtain a valuation to set an accurate sale price within scheme guidelines

 

  • Acquiring additional shares: If an owner wishes to purchase an additional share in a DMS property, a valuation ensures that the transaction reflects the true market value of the share

The DMS valuation process at Capital Chartered

Our discount market sale valuation process is comprehensive and tailored to each property’s specific attributes, including:

  • Initial consultation: We discuss your DMS property and valuation needs

 

  • Property inspection: A detailed inspection, including measurements and photographs, is conducted both internally and externally

 

  • Market research: We conduct thorough research, examining similar properties, market comparables, and historical data to ensure an accurate valuation

 

  • Valuation report: A detailed RICS-compliant report that meets all council and scheme requirements is provided

 

  • Post-valuation support: We offer continued support by phone and email, ensuring clarity and guidance for any follow-up questions

Our discount market sale valuations are conducted by RICS registered valuers, who have extensive experience assessing affordable housing properties within the discount market sale scheme.

Why Capital Chartered for DMS valuations?

At Capital Chartered, our depth of experience in affordable housing schemes and market-aligned valuations makes us a trusted partner for discount market sale property owners, buyers, and councils alike:

  • Specialised knowledge: Our RICS Chartered Surveyors have extensive knowledge of London’s affordable housing market, providing accurate discount market sale valuations

 

  • Reliable reporting: Our valuation reports are RICS-compliant, ensuring transparency and regulatory alignment for legal or financial purposes

 

  • Local market insight: We have access to comprehensive databases and recent transaction data, so we deliver valuations that genuinely reflect the local market value of discount market sale properties

Tailored solutions for your discount market sale valuation needs

Capital Chartered understands that each discount market sale valuation has unique requirements influenced by property location, market conditions, and scheme guidelines. Our team offers customised solutions to ensure accurate, actionable insights, supporting all parties in making informed property decisions. We guide you through every step, delivering precise and compliant valuations for discount market sale properties across London.

Coverage areas

  • Acton W3
  • Balham SW12
  • Barnes SW13
  • Battersea SW11
  • Bayswater W2
  • Belgravia SW1
  • Belsize Park NW8
  • Bow E3
  • Brixton SW2
  • Camden N1
  • Chelsea SW3, SW10
  • Chiswick W4
  • Clapham SW4
  • Clerkenwell EC1
  • Crystal Palace SE19
  • Ealing W5, W7, W13
  • Earls Court SW5
  • Finsbury N4
  • Fulham SW6
  • Hammersmith W6
  • Hampstead NW3
  • Highgate N6
  • Holland Park W11
  • Islington N1
  • Kennington SW8
  • Kensington SW7
  • Kilburn NW6
  • Maida Vale W9
  • Marylebone NW1
  • Mayfair W1
  • Notting Hill W11
  • Oval SW8
  • Pimlico SW1
  • Putney SW15
  • Raynes Park SW20
  • Richmond TW9
  • Sheen SW14
  • Shepherds Bush W14
  • Southfields SW18
  • St John’s Wood NW8
  • Stockwell SW8, SW9
  • Streatham SW2, SW16
  • Tooting SW17
  • Vauxhall SW8
  • Victoria SW1
  • Wandsworth SW18
  • Westminster SW1
  • Wimbledon SW19

Covered postcodes

  • SW1-SW20
  • W1-W14
  • SE1-SE27
  • NW1-NW6
  • N1-N22
  • WC1 & WC2
  • EC1-EC4
  • E1-E20
  • KT1-KT10
  • TW9 & TW10
  • CR0-CR8

Talk to us about discount market sale (DMS) Valuations. We pride ourselves in providing bespoke service to every client.

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