Our Mortgage/Loan Valuations Service
We have carried out numerous valuations for High Street Banks and Building Societies, Private Banks and other loan providers over many years so have a considerable depth of experience. We liaise with lenders at all times to ensure that we have understood their requirements and that we deliver useful information to assist with the loan decision.When providing a valuation we seek to provide an objective and balanced assessment of a property’s suitability for loan security. All valuations for secured lending are undertaken in accordance with the RICS Valuation Professional Standards incorporating the International Valuation Standards (The Red Book).
Why get a professional Mortgage/Loan Valuation?
RICS introduced a Valuer Registration Scheme in April 2011. The scheme assures the quality of valuations and which underpins the valuations we provide for our clients. It provides a clearly identifiable designation for the best regulated and qualified professionals in the field.
Lenders need to know that any property they are taking in to mortgage is suitable security. A valuation by a local valuer familiar with the loan criteria of the Lender helps to ensure that the risk is properly managed. The team at Capital Chartered Surveyors are all RICS Registered Valuers and we are an RICS Regulated Firm.
Mortgage/Loan Valuation Summary
The valuation forms an important part of the lending decision and should be carried out by a professional valuer with experience and adequate PII cover.
- It involves a site visit.
- The property is measured and photographed.
- Detailed research on comparable evidence is undertaken as required.
- A detailed written report is provided.
- Post valuation support is provided by phone and email.
Coverage areas
London Boroughs
- Barnet
- Bromley
- Camden
- City of London
- Croydon
- Ealing
- Enfield
- Hackney
- Hammersmith and Fulham
- Haringey
- Harrow
- Havering
- Islington
- Kensington and Chelsea
- Kingston upon Thames
- Lambeth
- Lewisham
- Merton
- Newham
- Redbridge
- Richmond upon Thames
- Southwark
- Sutton
- Tower Hamlets
- Waltham Forest
- Wandsworth
- Westminster
Home Counties
- Berkshire
- Buckinghamshire
- Essex
- Hertfordshire
- Kent
- Surrey
- Sussex